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AI-Powered CGL Quoting

Mako. Bindable CGL in under a minute.

Mako is Chutter’s AI-powered submission-to-quote engine. Drop the broker package you already have — Mako reads it, classifies the risk, and returns a bindable Commercial General Liability quote with conditions, extensions, and pricing in under a minute.

For licensed Canadian retail brokers
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Fast. Agile. Strongest across contracting.

The mako is the fastest shark in the ocean. We built ours to match — bindable CGL in under a minute, with contracting the auto-quote sweet spot. Anything outside the auto-quote appetite routes to a Chutter underwriter automatically. No portals, no dead-ends, no waiting on a return call.

Speed

Bindable CGL in under a minute on in-appetite risks. Drop the file, get a quote — no re-keying, no phone tag.

Agility

Reads any submission format — application PDF, broker email with attachments, ACORD form, mixed bundle, even scanned documents.

Range

Contracting is home turf: plumbing, electrical, HVAC, welders, millwrights, framing, drywall, painting, tiling, landscaping, general contractors, and more.

The Mako Way

Drop the file. Skip the form.

Upload the submission you already have — an application PDF, the broker’s email with attachments, or a bundle of files. Mako reads every page, pulls every field that matters, classifies the risk against Chutter’s appetite, and returns a bindable quote with conditions, extensions, and pricing. Under a minute.

quotemako.com

From submission to bound — in five steps.

The whole flow runs at quotemako.com. Brokers sign up free — no contract, no minimums.

1

Create your account

Sign up at quotemako.com. Licensed Canadian retail brokers only — verify your licence and you’re in.

2

Drop the broker package

Upload whatever you already have — a completed application PDF, the broker’s email (with attachments), an ACORD form, or a mixed bundle. Mako pulls every field that matters.

3

Review the AI risk summary

Mako returns a structured risk summary in seconds — operations, revenue, exposure, location, loss history. Correct anything that needs correcting; nothing is bound until you confirm.

4

Pick a limit & options

Choose the CGL limit and any optional coverages (tools floater, etc.). Mako prices it instantly and shows conditions and extensions attached to the quote.

5

Bind & issue

One click to bind. The invoice and policy documents generate immediately — download them or email them to your insured. The whole quote history lives in your dashboard.

Drop whatever you have.

Mako is built to read the messy real world of broker submissions — not a rigid portal form.

Files Mako reads

  • Completed application PDFs
  • Broker emails with attached submissions
  • ACORD-style application forms
  • Multi-file bundles — loss runs, financials, dec pages
  • Handwritten or scanned documents (OCR)

What Mako returns

  • A structured risk summary you can review & edit
  • A bindable CGL quote at your chosen limit
  • Conditions, extensions, and exclusions listed clearly
  • Downloadable quote & binder documents
  • Full audit trail in your broker dashboard

Same team. Same paper. No queue.

Under a minute per quote

Drop the file, get a bindable quote back. No forms, no re-keying, no phone tag with underwriters.

Backed by real underwriters

Anything outside appetite is routed to a Chutter underwriter automatically. You never hit a dead-end error.

Same Chutter paper

Every bound Mako policy sits on Chutter’s A-rated Canadian paper — the same book you already know.

Available 24 / 7

Quote at 11pm, quote on Saturday. Mako doesn’t sleep, and neither do broker deadlines.

No contract. No minimums.

Free account. No commitment. Use it on one risk or on your whole book — either way, no strings.

One dashboard for the whole book

Every quote, every bound policy, every renewal — visible in a single broker dashboard.

Common questions.

Which lines does Mako quote today?

Mako quotes Commercial General Liability (CGL). More lines are on the roadmap — if you have a specific line you’d like to see, let us know.

Do I need a contract with Chutter to use Mako?

No. Any licensed Canadian retail broker can sign up at quotemako.com. No contract, no minimums, no volume commitments.

What happens if a risk is outside Mako’s appetite?

Mako routes the submission to a Chutter underwriter for a manual look. You get a real underwriter’s response — not a dead-end error message. The same team you’d have emailed anyway.

What if Mako gets a field wrong?

Nothing is bound until you confirm. Every field Mako extracts is editable in the risk summary before you request pricing. Correct anything that’s off, and Mako re-rates immediately.

Where does bound Mako business live?

Every bound policy sits on Chutter’s book, on A-rated Canadian paper. Same insurer relationship, same claims team, same everything you already know from placing with Chutter.

Is my broker and client data secure?

Yes. All data is encrypted in transit and at rest. Access is restricted to your broker workspace — other brokers can’t see your quotes or bound business.

Ready to try Mako?

Sign up free at quotemako.com and quote your first CGL in the next minute.