Back to programs

Automated · Quote · Bind · Issue

Professional Office Package.

Comprehensive protection for your clients’ business exposure — whether they work from a home office or lease space in a building. Property and commercial liability for 30+ professional office classes, all quoted, bound, and issued online.

Sign Up to Quote What’s covered
Available in BC · AB · SK · ON

What’s covered

Property and liability, bundled.

One package covering the office’s property and commercial liability risks — with broad-form property protection and the extensions a professional office actually needs.

Commercial General Liability

  • Medical fees
  • Legal expenses
  • Other related costs, such as replacement of damaged property
  • Personal injury (libel, slander, false arrest, malicious prosecution)
  • Medical payments
  • Tenant’s legal liability
  • Non-owned automobile coverage

Commercial Property

  • Broad-form coverage for flood, sewer backup, and earthquake on office contents
  • Option to add Extra Expense

Property extensions of coverage

Theft damage to buildings$2,500
Currency, money, cheques & stamps$500
Personal effects$500
Property away from premises$2,500
Valuable papers & records$2,500

Eligible professions

30+ professional office classes.

If the business runs out of an office — at home or leased — there’s a good chance it fits. A representative list of eligible classes:

Accountants & Auditors Advertising Agencies Anesthetists Audiologists & Hearing Aid Services Chiropractors Collection Agencies Dental Labs & Denturists Dentists Dermatologists Employment Agencies Engineers Financial Planning Graphic & Web Design Insurance Agents, Brokers & Adjusters Interior Designers Investment Institutions Lawyers, Barristers & Solicitors Management Consultants Marine Appraisers Mercantile Manufacturing Inspection Mortgage Brokers Notaries Obstetricians Ophthalmologists Osteopaths Photographers Physicians & Surgeons (non-specialist) Psychiatrists Real Estate Agents & Managers Software Developers Surgeon Specialists Surveyors

Good to know

Program exclusions.

A few exposures this package doesn’t cover — place these elsewhere or speak to us.

Cyber & Data BreachCyber and data-breach exposures are not covered under this package.
USA Sales & OperationsUS sales and operations exposures are excluded.
Professional LiabilityThis is a property & CGL package — professional liability (E&O) is placed separately.

Why choose this program

Quick to quote, easy to keep.

Online Quote, Bind & Issue

Run the whole placement yourself through the broker portal — no referral queue.

Competitive Pricing

Sharp rates purpose-built for low-hazard professional office occupancies.

30+ Eligible Classes

From accountants and lawyers to dentists, engineers, and software developers.

Home Offices Covered

Works whether your client leases office space or runs the business from home.

How to get started

From sign-up to bound, in five steps.

1

Create a workspace

Set up your team account at chutterprograms.com/signup so you can work together on quotes and policies.

2

Enter your billing info

Click the gear icon and enter your agency’s billing information.

3

Chat to activate

Open a chat and let us know you’re logged in and ready to quote. We’ll activate your account once your billing info is saved.

4

Start quoting

Click Start Quote to open a new application and get real-time quotes.

5

Set dates & bind

Open your quote, set the effective and expiry dates, and bind. Download policy documents and invoices immediately.

Ready to quote an office package?

Set up your workspace and start rating, quoting, and binding online — or reach our online programs team for a hand getting started.

Create a Workspace Log In
Email onlineprograms@chutteruw.com Platform chutterprograms.com Live Chat Real-time help on our website