/* ─── RESET & BASE ─── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

:root {
  /* Mako Ai / chutter.ai dark theme — palette locked to the Mako logo package */
  --background:    #0a1f3a;
  --foreground:    #e8eef7;
  --card:          #102849;
  --card-elev:     #163356;
  --border:        #1f3d63;
  --border-strong: #2a4d77;
  --muted:         #94a3b8;
  --muted-strong:  #b8c2d1;
  --brand:         #2EA47B;            /* dark-bg fin / accent */
  --brand-600:     #1C7A5A;            /* pressed / light-bg variant */
  --brand-500:     #259469;            /* hover mid-tone */
  --brand-50:      #102e29;            /* tinted dark card */
  --brand-glow:    rgba(46, 164, 123, 0.28);
  --brand-glow-soft: rgba(46, 164, 123, 0.15);

  --radius:    10px;
  --radius-lg: 16px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,.25);
  --shadow-md: 0 4px 20px rgba(0,0,0,.30);
  --shadow-lg: 0 12px 40px rgba(0,0,0,.40);
  --transition: .25s cubic-bezier(.4,0,.2,1);
}

html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;
  font-feature-settings: 'cv11', 'ss03', 'ss04';
  letter-spacing: -0.011em;
  color: var(--foreground);
  background: var(--background);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  min-height: 100vh;
}

/* Aurora overlay — radial green + navy glows on a deep navy field */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(ellipse at 12% 0%, rgba(46,164,123,.12), transparent 50%),
    radial-gradient(ellipse at 90% 15%, rgba(28,122,90,.08), transparent 55%),
    radial-gradient(ellipse at 50% 100%, rgba(18,57,90,.22), transparent 60%);
  z-index: 0;
}
/* Large, faint shark watermark — fixed behind all content */
body::after {
  content: '';
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 0;
  background-image: url('shark-watermark.png');
  background-repeat: no-repeat;
  background-position: 92% 52%;
  background-size: min(78vw, 880px);
  opacity: 0.10;
}

body > * { position: relative; z-index: 1; }

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ─── TYPOGRAPHY ─── */
h1, h2, h3, h4 {
  font-family: 'Inter', sans-serif;
  letter-spacing: -0.025em;
  font-weight: 600;
  line-height: 1.1;
  color: var(--foreground);
}
h1 { font-size: clamp(2.6rem, 5.2vw, 4rem); font-weight: 600; letter-spacing: -.03em; line-height: 1.05; }
h2 { font-size: clamp(2rem, 3.8vw, 2.9rem); }
h3 { font-size: 1.05rem; font-weight: 600; }

.accent-grad {
  background: linear-gradient(to right, var(--brand), var(--brand-500));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

/* ─── BUTTONS ─── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  font-size: .92rem;
  letter-spacing: -.005em;
  border: 1px solid transparent;
  border-radius: 8px;
  padding: 11px 22px;
  cursor: pointer;
  transition: all var(--transition);
}
.btn-primary {
  background: linear-gradient(135deg, var(--brand-500) 0%, var(--brand-600) 100%);
  color: #fff;
  box-shadow: 0 1px 0 rgba(255,255,255,.06) inset;
}
.btn-primary:hover {
  filter: brightness(1.08);
  box-shadow: 0 0 28px var(--brand-glow);
  transform: translateY(-1px);
}
.btn-outline {
  background: rgba(22,51,86,.6);
  color: var(--foreground);
  border-color: var(--border-strong);
  backdrop-filter: blur(8px);
}
.btn-outline:hover {
  border-color: var(--brand);
  background: rgba(22,51,86,.9);
}
.btn-white {
  background: var(--foreground);
  color: var(--background);
}
.btn-white:hover { filter: brightness(1.05); transform: translateY(-1px); box-shadow: var(--shadow-lg); }
.btn-lg { padding: 14px 30px; font-size: .95rem; }
.btn-full { width: 100%; }

/* ─── NAVBAR ─── */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 12px 0;
  background: #ffffff;
  border-bottom: 1px solid #e6ebf1;
  box-shadow: 0 1px 3px rgba(11,50,84,.05);
  transition: padding var(--transition), box-shadow var(--transition);
}
.navbar.scrolled { padding: 8px 0; box-shadow: 0 2px 14px rgba(11,50,84,.12); }
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Logo */
.logo { display: flex; align-items: center; flex-shrink: 0; }
.logo-img { height: 68px; width: auto; transition: opacity var(--transition); }
/* White top bar uses the colour logo; footer (dark) keeps the white logo */
.navbar .logo-white { display: none; }
.navbar .logo-colour { display: block; }
.footer .logo-img { height: 46px; }

.nav-links {
  display: flex;
  list-style: none;
  gap: 28px;
}
.nav-links a {
  font-size: .9rem;
  font-weight: 500;
  color: #475569;
  transition: color var(--transition);
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -6px; left: 0;
  width: 0; height: 2px;
  background: var(--brand-600);
  transition: width var(--transition);
}
.nav-links a:hover { color: #12395A; }
.nav-links a:hover::after { width: 100%; }
.nav-cta { color: #fff !important; }

/* Mobile toggle */
.mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.mobile-toggle span {
  width: 24px; height: 2px;
  background: #12395A;
  border-radius: 2px;
  transition: all var(--transition);
}
.mobile-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.mobile-toggle.open span:nth-child(2) { opacity: 0; }
.mobile-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ─── HERO ─── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 140px 0 80px;
  overflow: hidden;
}
.hero-bg {
  /* Aurora already handled by body::before — keep a faint extra wash for depth */
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 20% 20%, rgba(46,164,123,.08), transparent 60%),
    radial-gradient(ellipse at 80% 80%, rgba(28,122,90,.05), transparent 65%);
  z-index: 0;
}
.hero-content { position: relative; z-index: 1; max-width: 780px; }

.hero-tag {
  display: inline-flex;
  align-items: center;
  font-size: .78rem;
  font-weight: 500;
  letter-spacing: .04em;
  color: var(--brand);
  margin-bottom: 22px;
  padding: 6px 14px;
  background: var(--brand-50);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 999px;
}
.hero h1 { color: var(--foreground); margin-bottom: 22px; }
.hero-sub {
  font-size: 1.15rem;
  color: var(--muted);
  max-width: 560px;
  margin-bottom: 38px;
  line-height: 1.65;
}
.hero-actions { display: flex; gap: 18px; margin-bottom: 32px; flex-wrap: wrap; align-items: center; }
.hero-mako-blurb {
  font-size: .9rem;
  color: var(--muted);
  line-height: 1.5;
  max-width: 320px;
}

/* Hero quick-quote boxes */
.hero-quick { margin-bottom: 56px; max-width: 640px; }
.hero-quick-label {
  font-size: .72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--muted);
  margin-bottom: 14px;
}
.hero-quick-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.quick-box {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 2px;
  padding: 14px 40px 14px 16px;
  min-height: 64px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: 10px;
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.quick-box:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.82);
  box-shadow: 0 0 22px var(--brand-glow-soft);
  transform: translateY(-1px);
}
.quick-box span {
  font-size: .9rem;
  font-weight: 500;
  color: var(--foreground);
  line-height: 1.3;
}
.quick-box small {
  font-size: .7rem;
  font-weight: 500;
  color: var(--brand);
  letter-spacing: .05em;
  text-transform: uppercase;
}
.quick-arrow {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--muted);
  transition: all var(--transition);
}
.quick-box:hover .quick-arrow {
  color: var(--brand);
  transform: translateY(-50%) translateX(3px);
}
.hero-stats {
  display: flex;
  gap: 32px;
  align-items: center;
  padding-top: 36px;
  border-top: 1px solid rgba(31,61,99,.6);
}
.stat-number {
  display: block;
  font-family: 'Inter', sans-serif;
  font-size: 1.7rem;
  font-weight: 600;
  letter-spacing: -.02em;
  color: var(--foreground);
}
.stat-label {
  font-size: .72rem;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-top: 2px;
}
.stat-divider {
  width: 1px;
  height: 36px;
  background: rgba(31,61,99,.7);
}

/* ─── SUBPAGE HERO ─── */
.page-hero {
  position: relative;
  padding: 160px 0 80px;
  overflow: hidden;
}
.page-hero-content { position: relative; z-index: 1; max-width: 760px; }
.breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: .82rem;
  font-weight: 500;
  color: var(--muted);
  margin-bottom: 24px;
  transition: color var(--transition);
}
.breadcrumb:hover { color: var(--brand); }
.page-hero h1 { color: var(--foreground); margin-bottom: 22px; }
.page-hero .hero-sub { margin-bottom: 34px; }

/* ─── WDB: PROBLEM STATS ─── */
.wdb-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.wdb-stat {
  padding: 30px 26px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  backdrop-filter: blur(8px);
}
.wdb-stat-num {
  display: block;
  font-size: 1.7rem;
  font-weight: 700;
  letter-spacing: -.02em;
  color: var(--brand);
  margin-bottom: 12px;
}
.wdb-stat p { font-size: .92rem; color: var(--muted); line-height: 1.65; }

/* ─── WDB: STEPS ─── */
.wdb-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 48px;
}
.wdb-step {
  padding: 32px 28px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.wdb-step:hover {
  border-color: var(--brand);
  box-shadow: 0 0 28px var(--brand-glow-soft);
  transform: translateY(-2px);
}
.wdb-step-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--brand-500), var(--brand-600));
  color: #fff;
  font-weight: 700;
  font-size: 1rem;
  margin-bottom: 18px;
  box-shadow: 0 0 16px var(--brand-glow-soft);
}
.wdb-step h3 { font-size: 1.05rem; color: var(--foreground); margin-bottom: 8px; }
.wdb-step p { font-size: .9rem; color: var(--muted); line-height: 1.65; }

/* ─── WDB: WORKED EXAMPLE ─── */
.wdb-example {
  max-width: 680px;
  margin: 0 auto;
  background:
    radial-gradient(ellipse at 0% 0%, rgba(46,164,123,.12), transparent 55%),
    linear-gradient(160deg, rgba(16,40,73,.85), rgba(22,51,86,.7));
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 40px;
  backdrop-filter: blur(12px);
  box-shadow: 0 24px 60px rgba(0,0,0,.25);
}
.wdb-example-head { margin-bottom: 24px; }
.wdb-example-tag {
  display: inline-block;
  font-size: .7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--brand);
  background: var(--brand-50);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 999px;
  padding: 4px 12px;
  margin-bottom: 14px;
}
.wdb-example-head h3 { font-size: 1.3rem; color: var(--foreground); }
.wdb-example-rows { display: flex; flex-direction: column; gap: 14px; }
.wdb-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
}
.wdb-row-label { font-size: .92rem; color: var(--muted); line-height: 1.4; }
.wdb-row-val {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--foreground);
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}
.wdb-divider { height: 1px; background: var(--border); margin: 4px 0; }
.wdb-row-total {
  margin-top: 6px;
  padding-top: 16px;
  border-top: 1px solid var(--border-strong);
}
.wdb-row-total .wdb-row-label { color: var(--foreground); font-weight: 600; font-size: 1rem; }
.wdb-row-total .wdb-row-val { font-size: 1.4rem; color: var(--brand); }
.wdb-example-note {
  font-size: .78rem;
  color: var(--muted);
  line-height: 1.6;
  margin-top: 24px;
  padding-top: 18px;
  border-top: 1px solid var(--border);
  font-style: italic;
}

/* ─── WDB: DOCUMENTS CALLOUT ─── */
.doc-callout {
  max-width: 680px;
  margin: 24px auto 0;
  text-align: center;
}
.doc-callout-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px;
}
.doc-callout-row .doc-link { flex: 1 1 320px; max-width: 420px; }
.doc-link {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  padding: 16px 22px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  backdrop-filter: blur(8px);
  color: var(--muted-strong);
  font-size: .95rem;
  line-height: 1.4;
  text-align: left;
  transition: all var(--transition);
}
.doc-link:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.8);
  box-shadow: 0 0 22px var(--brand-glow-soft);
}
.doc-link .doc-icon { flex-shrink: 0; color: var(--brand); }
.doc-link strong { color: var(--foreground); font-weight: 600; }
.doc-link .doc-ext { flex-shrink: 0; color: var(--muted); transition: all var(--transition); }
.doc-link:hover .doc-ext { color: var(--brand); transform: translate(2px,-2px); }

/* ─── WDB: WHO GRID ─── */
.wdb-who-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

/* ─── COVERAGE CHECKLIST (shared by program pages) ─── */
.check-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px 28px;
  max-width: 860px;
  margin: 0 auto;
}
.check-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px 18px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.check-item:hover { border-color: var(--brand); background: rgba(16,40,73,.78); }
.check-item svg {
  flex-shrink: 0;
  width: 20px; height: 20px;
  color: var(--brand);
  margin-top: 1px;
}
.check-item-text strong {
  display: block;
  font-size: .95rem;
  font-weight: 600;
  color: var(--foreground);
  margin-bottom: 2px;
}
.check-item-text span {
  font-size: .85rem;
  color: var(--muted);
  line-height: 1.55;
}

/* Highlights grid (program pages) */
.hl-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  max-width: 980px;
  margin: 0 auto;
}
@media (max-width: 900px) { .hl-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .hl-grid { grid-template-columns: 1fr; } }

/* Spec tables — coverage limits / deductibles */
.spec-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 24px;
  max-width: 880px;
  margin: 0 auto;
  align-items: start;
}
.spec-table {
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  backdrop-filter: blur(8px);
}
.spec-table-head {
  padding: 15px 22px;
  font-size: .76rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--foreground);
  background: rgba(46,164,123,.12);
  border-bottom: 1px solid var(--border);
}
.spec-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 16px;
  padding: 12px 22px;
  border-bottom: 1px solid var(--border);
  font-size: .92rem;
}
.spec-row:last-child { border-bottom: none; }
.spec-row .label { color: var(--muted); }
.spec-row .val {
  color: var(--foreground);
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

/* Application download cards */
.app-subhead {
  font-family: 'Inter', sans-serif;
  font-size: .8rem;
  font-weight: 600;
  color: var(--brand);
  text-transform: uppercase;
  letter-spacing: .12em;
  margin: 44px 0 18px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--border);
}
.app-subhead:first-child { margin-top: 0; }
.app-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.app-card {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 20px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.app-card:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.82);
  box-shadow: 0 0 22px var(--brand-glow-soft);
  transform: translateY(-2px);
}
.app-icon {
  flex-shrink: 0;
  width: 42px; height: 42px;
  display: flex; align-items: center; justify-content: center;
  background: var(--brand-50);
  color: var(--brand);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 10px;
}
.app-body { flex: 1; min-width: 0; }
.app-title { display: block; font-size: .92rem; font-weight: 600; color: var(--foreground); line-height: 1.3; }
.app-meta { display: block; font-size: .7rem; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; margin-top: 3px; }
.app-dl { flex-shrink: 0; color: var(--muted); transition: all var(--transition); }
.app-card:hover .app-dl { color: var(--brand); transform: translateY(2px); }
@media (max-width: 1024px) { .app-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .app-grid { grid-template-columns: 1fr; } }

/* Prose block (brochure body copy) */
.prose { max-width: 720px; margin: 0 auto; }
.prose p {
  font-size: 1.05rem;
  color: var(--muted-strong);
  line-height: 1.75;
  margin-bottom: 18px;
}
.prose p:last-child { margin-bottom: 0; }

/* Two-up worked examples */
.example-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items: start;
}
.example-grid .wdb-example { max-width: none; margin: 0; }
@media (max-width: 768px) { .example-grid { grid-template-columns: 1fr; } }

/* Coverage cards (what's covered) */
.cov-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  max-width: 920px;
  margin: 0 auto;
  align-items: start;
}
.cov-card {
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 30px;
  backdrop-filter: blur(8px);
}
.cov-card > h3 {
  font-size: 1.08rem;
  color: var(--foreground);
  margin-bottom: 18px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--border);
}
.cov-card ul { list-style: none; display: flex; flex-direction: column; gap: 11px; }
.cov-card li { display: flex; gap: 11px; font-size: .9rem; color: var(--muted-strong); line-height: 1.5; }
.cov-card li svg { flex-shrink: 0; width: 18px; height: 18px; color: var(--brand); margin-top: 2px; }
.cov-sub { margin-top: 20px; padding-top: 18px; border-top: 1px solid var(--border); }
.cov-sub-title {
  font-size: .72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--muted);
  margin-bottom: 12px;
}
.cov-ext-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  font-size: .87rem;
  padding: 7px 0;
}
.cov-ext-row .label { color: var(--muted); line-height: 1.4; }
.cov-ext-row .val { color: var(--foreground); font-weight: 600; font-variant-numeric: tabular-nums; white-space: nowrap; }
@media (max-width: 768px) { .cov-grid { grid-template-columns: 1fr; } }

/* Program exclusions */
.excl-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  max-width: 900px;
  margin: 0 auto;
}
.excl-item {
  display: flex;
  gap: 12px;
  padding: 18px 20px;
  background: rgba(16,40,73,.4);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  backdrop-filter: blur(8px);
}
.excl-item svg { flex-shrink: 0; width: 20px; height: 20px; color: var(--danger); margin-top: 1px; }
.excl-item-text strong { display: block; color: var(--foreground); font-size: .95rem; margin-bottom: 3px; }
.excl-item-text span { font-size: .85rem; color: var(--muted); line-height: 1.55; }

/* How-to vertical steps */
.howto { max-width: 780px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
.howto-step {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 22px 24px;
  background: rgba(16,40,73,.4);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.howto-step:hover { border-color: var(--brand); background: rgba(16,40,73,.72); }
.howto-num {
  flex-shrink: 0;
  width: 38px; height: 38px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--brand-500), var(--brand-600));
  color: #fff;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 0 16px var(--brand-glow-soft);
}
.howto-step h3 { font-size: 1.02rem; color: var(--foreground); margin-bottom: 4px; }
.howto-step p { font-size: .9rem; color: var(--muted); line-height: 1.6; }
.howto-step a { color: var(--brand); font-weight: 500; }

/* Availability banner */
.avail-banner {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .82rem;
  font-weight: 500;
  color: var(--brand);
  background: var(--brand-50);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 999px;
  padding: 7px 16px;
  margin-top: 20px;
}

@media (max-width: 768px) {
  .spec-grid { grid-template-columns: 1fr; }
  .excl-list { grid-template-columns: 1fr; }
}

/* Appetite chips list (USLI page) */
.chip-list {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}
.chip-list span {
  font-size: .82rem;
  color: var(--muted-strong);
  background: rgba(16,40,73,.6);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 5px 12px;
}

/* CTA contact row (program pages) */
.cta-contacts {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px 32px;
  margin-top: 28px;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.12);
  font-size: .88rem;
  color: var(--muted);
}
.cta-contacts strong {
  color: var(--muted-strong);
  font-weight: 600;
  margin-right: 6px;
}
.cta-contacts a { color: var(--foreground); transition: color var(--transition); }
.cta-contacts a:hover { color: var(--brand); }

/* WDB CTA email tag */
.cta-email {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: .82rem;
  letter-spacing: .04em;
  color: var(--muted);
  margin-top: 22px;
}

@media (max-width: 768px) {
  .page-hero { padding: 130px 0 60px; }
  .wdb-stats { grid-template-columns: 1fr; }
  .wdb-steps { grid-template-columns: 1fr; }
  .wdb-who-grid { grid-template-columns: 1fr; }
  .wdb-example { padding: 28px 22px; }
  .check-grid { grid-template-columns: 1fr; }
}

/* ─── SECTIONS ─── */
.section { padding: 110px 0; position: relative; }
.section + .section { border-top: 1px solid rgba(31,61,99,.4); }
.section-alt { background: rgba(16,40,73,.25); }
.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 64px;
}
.section-tag {
  display: inline-block;
  font-size: .74rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--brand);
  margin-bottom: 14px;
  padding: 4px 12px;
  background: var(--brand-50);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 999px;
}
.section-desc {
  font-size: 1.05rem;
  color: var(--muted);
  margin-top: 18px;
  line-height: 1.7;
}

/* ─── ABOUT ─── */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.about-text p {
  color: var(--muted-strong);
  font-size: 1rem;
  margin-bottom: 18px;
  line-height: 1.75;
}
.about-values { display: flex; flex-direction: column; gap: 16px; }
.value-card {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 22px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.value-card:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.75);
  box-shadow: 0 0 24px var(--brand-glow-soft);
}
.value-icon {
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--brand-50);
  color: var(--brand);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 10px;
}
.value-card h3 { margin-bottom: 4px; font-size: 1rem; color: var(--foreground); }
.value-card p { font-size: .88rem; color: var(--muted); line-height: 1.6; }

/* ─── MAKO AI BAND ─── */
.section-mako {
  padding: 120px 0;
  position: relative;
}
.mako-band {
  position: relative;
  border-radius: 24px;
  border: 1px solid var(--border);
  background:
    radial-gradient(ellipse at 0% 0%, rgba(46,164,123,.18), transparent 55%),
    radial-gradient(ellipse at 100% 100%, rgba(28,122,90,.12), transparent 60%),
    linear-gradient(160deg, rgba(16,40,73,.85), rgba(22,51,86,.7));
  padding: 64px 56px;
  overflow: hidden;
  backdrop-filter: blur(14px);
  box-shadow: 0 30px 80px rgba(0,0,0,.28), 0 0 60px var(--brand-glow-soft);
}
.mako-glow {
  position: absolute;
  top: -30%; right: -10%;
  width: 60%; height: 80%;
  background: radial-gradient(circle, var(--brand-glow) 0%, transparent 60%);
  filter: blur(40px);
  pointer-events: none;
  z-index: 0;
}
.mako-inner { position: relative; z-index: 1; max-width: 760px; }
.mako-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .76rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--brand);
  background: var(--brand-50);
  border: 1px solid rgba(42,77,119,.7);
  border-radius: 999px;
  padding: 6px 14px;
  margin-bottom: 24px;
}
.mako-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--brand);
  box-shadow: 0 0 0 0 var(--brand-glow);
  animation: mako-pulse 1.8s ease-in-out infinite;
}
@keyframes mako-pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(46,164,123,.55); }
  50%      { box-shadow: 0 0 0 8px rgba(46,164,123,0); }
}
.mako-title {
  font-size: clamp(2.2rem, 4.2vw, 3.2rem);
  font-weight: 600;
  letter-spacing: -.028em;
  line-height: 1.08;
  margin-bottom: 22px;
  color: var(--foreground);
}
.mako-lede {
  font-size: 1.1rem;
  color: var(--muted-strong);
  line-height: 1.65;
  margin-bottom: 32px;
  max-width: 640px;
}
.mako-lede strong {
  color: var(--foreground);
  font-weight: 600;
}
.mako-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}
.mako-domain {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: .8rem;
  letter-spacing: .08em;
  color: var(--muted);
  text-transform: lowercase;
}
.mako-domain::before {
  content: '→ ';
  color: var(--brand);
}

.mako-features {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 56px;
  padding-top: 40px;
  border-top: 1px solid var(--border);
}
.mako-feature {
  padding: 4px 0;
}
.mako-feature-icon {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--brand-50);
  color: var(--brand);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 10px;
  margin-bottom: 18px;
}
.mako-feature h3 {
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--foreground);
  margin-bottom: 8px;
  letter-spacing: -.012em;
}
.mako-feature p {
  font-size: .9rem;
  color: var(--muted);
  line-height: 1.65;
}

@media (max-width: 768px) {
  .section-mako { padding: 70px 0; }
  .mako-band { padding: 36px 24px; border-radius: 18px; }
  .mako-features { grid-template-columns: 1fr; gap: 28px; margin-top: 40px; padding-top: 32px; }
}

/* Nav-mako accent — make the Mako Ai link feel slightly highlighted */
.nav-mako {
  color: #12395A !important;
  font-weight: 600;
  position: relative;
}
.nav-mako::before {
  content: '';
  position: absolute;
  left: -10px; top: 50%;
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--brand);
  transform: translateY(-50%);
  box-shadow: 0 0 8px var(--brand-glow);
}

/* ─── LINES GRID ─── */
.lines-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}
.line-card {
  background: rgba(16,40,73,.5);
  padding: 30px 24px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.line-card:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.78);
  box-shadow: 0 0 32px var(--brand-glow-soft);
  transform: translateY(-2px);
}
.line-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--brand-50);
  color: var(--brand);
  border: 1px solid rgba(42,77,119,.5);
  border-radius: 12px;
  margin-bottom: 20px;
  transition: all var(--transition);
}
.line-card:hover .line-icon {
  background: linear-gradient(135deg, var(--brand-500), var(--brand-600));
  color: #fff;
  border-color: transparent;
  box-shadow: 0 0 16px var(--brand-glow);
}
.line-card h3 { margin-bottom: 8px; font-size: 1.02rem; color: var(--foreground); }
.line-card p { font-size: .86rem; color: var(--muted); line-height: 1.6; }

/* Expandable cards */
.line-card.expandable { cursor: pointer; }
.card-toggle {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: .78rem;
  font-weight: 500;
  color: var(--brand);
  margin-top: 14px;
  transition: all var(--transition);
}
.card-toggle svg { transition: transform var(--transition); }
.line-card.expanded .card-toggle svg { transform: rotate(180deg); }
.card-detail {
  max-height: 0;
  overflow: hidden;
  transition: max-height .4s ease, margin .3s ease, opacity .3s ease;
  opacity: 0;
  margin-top: 0;
}
.line-card.expanded .card-detail {
  max-height: 700px;
  opacity: 1;
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid var(--border);
}
.line-card.expanded {
  grid-column: 1 / -1;
  border-color: var(--brand);
  box-shadow: 0 0 40px var(--brand-glow-soft);
  background: rgba(16,40,73,.78);
}
/* Expertise highlight callout inside an expanded line card */
.detail-highlight {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px 18px;
  margin-bottom: 22px;
  background: rgba(46,164,123,.08);
  border: 1px solid rgba(46,164,123,.28);
  border-radius: 12px;
}
.detail-highlight-icon {
  flex-shrink: 0;
  width: 34px; height: 34px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(46,164,123,.16);
  color: var(--brand);
  border-radius: 9px;
}
.detail-highlight-text strong {
  display: block;
  font-size: .95rem;
  color: var(--foreground);
  margin-bottom: 4px;
  letter-spacing: -.005em;
}
.detail-highlight-text span {
  font-size: .85rem;
  color: var(--muted-strong);
  line-height: 1.6;
}

.detail-cols {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-bottom: 12px;
}
.detail-cols-2 { grid-template-columns: repeat(2, 1fr); }
.detail-cols h4 {
  font-family: 'Inter', sans-serif;
  font-size: .82rem;
  font-weight: 600;
  color: var(--foreground);
  margin-bottom: 6px;
  letter-spacing: -.005em;
}
.detail-cols p { font-size: .8rem; color: var(--muted); line-height: 1.6; }
.detail-note {
  font-size: .82rem;
  font-style: italic;
  color: var(--brand);
  margin-top: 10px;
}
.card-detail a { color: var(--brand); font-weight: 500; }

/* ─── WHY GRID ─── */
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.why-card {
  padding: 34px 28px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: rgba(16,40,73,.5);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.why-card:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.78);
  box-shadow: 0 0 32px var(--brand-glow-soft);
  transform: translateY(-2px);
}
.why-number {
  display: none;
  font-family: 'Inter', sans-serif;
  font-size: 1.6rem;
  font-weight: 600;
  letter-spacing: -.02em;
  color: var(--border-strong);
  margin-bottom: 14px;
  transition: color var(--transition);
}
.why-card:hover .why-number {
  background: linear-gradient(to right, var(--brand), var(--brand-500));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.why-card h3 { margin-bottom: 10px; }
.why-card p { font-size: .9rem; color: var(--muted); line-height: 1.65; }

/* ─── WEB QUOTE ─── */
.webquote-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.wq-card {
  padding: 30px 24px;
  border-radius: var(--radius-lg);
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.wq-card:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.78);
  box-shadow: 0 0 32px var(--brand-glow-soft);
  transform: translateY(-2px);
}
.wq-card h3 { margin-bottom: 10px; }
.wq-card p {
  font-size: .88rem;
  color: var(--muted);
  line-height: 1.65;
  margin-bottom: 22px;
  flex: 1;
}
.wq-card .btn { align-self: flex-start; }

/* ─── TEAM ─── */
.team-dept {
  font-family: 'Inter', sans-serif;
  font-size: .8rem;
  font-weight: 600;
  color: var(--brand);
  text-transform: uppercase;
  letter-spacing: .12em;
  margin-bottom: 22px;
  margin-top: 48px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--border);
}
.team-dept:first-of-type { margin-top: 0; }
.team-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
  margin-bottom: 20px;
}
.team-card {
  text-align: center;
  padding: 22px 14px;
  border-radius: var(--radius);
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  backdrop-filter: blur(8px);
  transition: all var(--transition);
}
.team-card:hover {
  border-color: var(--brand);
  background: rgba(16,40,73,.78);
  box-shadow: 0 0 24px var(--brand-glow-soft);
  transform: translateY(-2px);
}
.team-avatar {
  width: 52px;
  height: 52px;
  margin: 0 auto 12px;
  background: linear-gradient(135deg, var(--brand-500) 0%, var(--brand-600) 100%);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 600;
  font-size: .85rem;
  letter-spacing: .04em;
  box-shadow: 0 0 18px var(--brand-glow-soft);
}
.team-card h3 { font-size: .92rem; margin-bottom: 4px; }
.team-role {
  font-size: .7rem;
  font-weight: 500;
  color: var(--brand);
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: 8px;
  line-height: 1.4;
}
.team-contact { font-size: .78rem; color: var(--muted); line-height: 1.55; }
.team-contact a { color: var(--muted-strong); transition: color var(--transition); }
.team-contact a:hover { color: var(--brand); }

/* ─── CLAIMS ─── */
.claims-content { max-width: 680px; margin: 0 auto; }
.claims-card {
  background: rgba(16,40,73,.5);
  padding: 40px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  backdrop-filter: blur(8px);
}
.claims-card > p { font-size: 1rem; color: var(--muted-strong); line-height: 1.7; margin-bottom: 26px; }
.claims-contact {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 24px;
}
.claims-item { font-size: .92rem; color: var(--foreground); }
.claims-item strong {
  display: block;
  font-size: .72rem;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--muted);
  margin-bottom: 4px;
  font-weight: 500;
}
.claims-item a { color: var(--brand); font-weight: 500; }
.claims-extra { padding-top: 20px; border-top: 1px solid var(--border); }
.claims-extra p { font-size: .9rem; color: var(--muted-strong); line-height: 1.6; }
.claims-extra a { color: var(--brand); font-weight: 500; }

/* ─── CAREERS ─── */
.careers-band {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  padding: 48px;
  background: rgba(16,40,73,.5);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  backdrop-filter: blur(8px);
}
.careers-band h2 { margin-bottom: 14px; }
.careers-band p { font-size: 1rem; color: var(--muted); line-height: 1.7; max-width: 600px; }
.careers-band .btn { flex-shrink: 0; }

/* ─── SOCIAL ─── */
.contact-social { margin-top: 16px; }
.social-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 8px;
  background: var(--brand-50);
  color: var(--brand);
  border: 1px solid rgba(42,77,119,.5);
  transition: all var(--transition);
}
.social-link:hover {
  background: linear-gradient(135deg, var(--brand-500), var(--brand-600));
  color: #fff;
  border-color: transparent;
  box-shadow: 0 0 18px var(--brand-glow);
}

/* ─── CTA BAND ─── */
.cta-band {
  position: relative;
  padding: 96px 0;
  text-align: center;
  background:
    radial-gradient(ellipse at center, rgba(46,164,123,.12), transparent 60%),
    linear-gradient(135deg, rgba(16,40,73,.6), rgba(22,51,86,.6));
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.cta-band h2 { color: var(--foreground); margin-bottom: 14px; }
.cta-band p { color: var(--muted); font-size: 1.05rem; margin-bottom: 32px; }

/* ─── CONTACT ─── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 60px;
  align-items: start;
}
.contact-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  margin-bottom: 24px;
}
.contact-item svg { flex-shrink: 0; color: var(--brand); margin-top: 2px; }
.contact-label {
  font-size: .72rem;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--muted);
  margin-bottom: 4px;
}
.contact-item a { color: var(--foreground); font-weight: 500; transition: color var(--transition); }
.contact-item a:hover { color: var(--brand); }
.contact-item p { color: var(--muted-strong); }

/* ─── FORM ─── */
.contact-form {
  background: rgba(16,40,73,.4);
  padding: 36px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  backdrop-filter: blur(8px);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 18px; }
.form-group label {
  display: block;
  font-size: .8rem;
  font-weight: 500;
  color: var(--muted-strong);
  margin-bottom: 6px;
  letter-spacing: -.005em;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 11px 14px;
  font-family: 'Inter', sans-serif;
  font-size: .92rem;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--card-elev);
  color: var(--foreground);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--muted); }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--brand);
  box-shadow: 0 0 0 3px var(--brand-glow-soft);
}
.form-group textarea { resize: vertical; min-height: 130px; }
.form-group select { cursor: pointer; }

/* ─── FOOTER ─── */
.footer {
  background: rgba(10,31,58,.6);
  color: var(--muted);
  padding: 60px 0 0;
  border-top: 1px solid var(--border);
  backdrop-filter: blur(8px);
}
.footer-inner {
  display: grid;
  grid-template-columns: 1.2fr 2fr;
  gap: 40px;
}
.footer-links {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 40px;
}
.footer-bottom a { color: var(--muted); transition: color var(--transition); }
.footer-bottom a:hover { color: var(--brand); }
.footer-brand .logo { margin-bottom: 14px; }
.footer-tagline { font-size: .88rem; max-width: 280px; line-height: 1.65; color: var(--muted); }
.footer-col p { font-size: .88rem; color: var(--muted); }
.footer-col { display: flex; flex-direction: column; gap: 10px; }
.footer-col h4 {
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: .76rem;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--muted-strong);
  margin-bottom: 8px;
}
.footer-col a { font-size: .88rem; color: var(--muted); transition: color var(--transition); }
.footer-col a:hover { color: var(--foreground); }
.footer-bottom {
  grid-column: 1 / -1;
  margin-top: 44px;
  padding: 22px 0;
  border-top: 1px solid var(--border);
  font-size: .78rem;
}

/* ─── ANIMATIONS ─── */
.fade-up {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .6s ease, transform .6s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}
.line-card.fade-up:nth-child(2) { transition-delay: .08s; }
.line-card.fade-up:nth-child(3) { transition-delay: .16s; }
.line-card.fade-up:nth-child(4) { transition-delay: .24s; }
.line-card.fade-up:nth-child(5) { transition-delay: .32s; }
.line-card.fade-up:nth-child(6) { transition-delay: .40s; }
.line-card.fade-up:nth-child(7) { transition-delay: .48s; }
.line-card.fade-up:nth-child(8) { transition-delay: .56s; }

.why-card.fade-up:nth-child(2) { transition-delay: .1s; }
.why-card.fade-up:nth-child(3) { transition-delay: .2s; }
.why-card.fade-up:nth-child(4) { transition-delay: .3s; }
.why-card.fade-up:nth-child(5) { transition-delay: .4s; }
.why-card.fade-up:nth-child(6) { transition-delay: .5s; }

/* ─── RESPONSIVE ─── */
@media (max-width: 1024px) {
  .lines-grid { grid-template-columns: repeat(2, 1fr); }
  .webquote-grid { grid-template-columns: repeat(2, 1fr); }
  .team-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #ffffff;
    padding: 20px 24px;
    gap: 16px;
    border-top: 1px solid #e6ebf1;
    box-shadow: var(--shadow-lg);
  }
  .nav-links.open a { color: #12395A; font-size: 1rem; }
  .mobile-toggle { display: flex; }

  .logo-img { height: 52px; }

  .hero { padding: 120px 0 70px; min-height: auto; }
  .hero-stats { flex-direction: column; gap: 20px; align-items: flex-start; }
  .stat-divider { width: 40px; height: 1px; }
  .hero-quick-grid { grid-template-columns: 1fr; }
  .hero-quick { max-width: 100%; }

  .detail-cols { grid-template-columns: repeat(2, 1fr); }
  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .lines-grid { grid-template-columns: 1fr; }
  .webquote-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .claims-contact { grid-template-columns: 1fr; }
  .careers-band { flex-direction: column; align-items: flex-start; padding: 32px; }

  .footer-inner { grid-template-columns: 1fr; }
  .footer-links { grid-template-columns: 1fr 1fr; gap: 24px; }

  .section { padding: 70px 0; }
  .cta-band { padding: 64px 0; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
  .contact-form { padding: 24px 20px; }
  .footer-links { grid-template-columns: 1fr; }
}
