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Automated · Rate · Quote · Bind

Rented Residential Condo Program.

A fully automated broker platform for owners of long- and short-term rented residential condo units. The strata’s master policy covers the building — this program covers the owner’s interest, their tenancy exposure, and the gaps in between. Quote, bind, and download documents online.

Sign Up to Quote How it works
Available in BC · AB · SK · ON

Program Highlights

Built for rented condo units.

Broad-form coverage, self-serve issuance, and the extras owners and strata corporations actually ask for.

Broad Form Wordings
15% Broker Commission
Downloadable Policies & Invoices
Short-Term Rental CoveragePer local legislation.
Owner Occupancy AllowedUp to 12 weeks per policy term.
Earthquake CoverageFor contents & improvements.
Strata as Additional InsuredFor liability.
Downloadable COIsFor loss payees & additional insureds.
Stored Digital SignatureFor issuing your COIs.
Flexible AccountsIndividual, office, or company-wide.
Claims Reviewed Case-by-CaseNot auto-excluded.
Water Damage Excess DeductibleView eligibility ›

Coverage at a glance

Limits & deductibles.

Standard program limits and deductibles. Final terms are confirmed at quote and on the issued policy.

Coverage Limits
Liability$2,000,000
Contingent Unit$100,000
Condo Deductible Assessment$100,000
Condo Deductible Assessment (EQ)$2,500
Contents$100,000
Improvements$100,000
Rental Value$100,000
Loss Assessment$100,000
Deductibles
Property$1,000
Water / Sewer Backup$5,000
Earthquake10%

Good to know

Program exclusions.

A few things this program isn’t built for — check these before you quote.

Primary Owner OccupancyOwner use is permitted up to 12 weeks per policy term — not as a primary residence.
Company-Owned UnitsUnits may not be occupied by the company owner.
Owner’s Personal Property & LiabilityExcludes the unit owner’s personal property and personal liability, except where related to operation of the rented unit.
Vacancy / Non-OccupancyIf a unit will be vacant or unoccupied for more than 30 days, the policy must be cancelled and vacant unit coverage obtained separately.
FloodFlood damage is not covered under this program.

How to get started

From sign-up to bound, in five steps.

1

Create a workspace

Visit chutterprograms.com/signup and set up your team account. A workspace lets you invite co-workers, share quotes, and bind policies together.

2

Enter your billing info

Click the gear icon (top right) and enter your agency’s billing and contact details before quoting.

3

Chat to activate

Open the live chat and let us know you’re logged in and ready to quote. We’ll activate your account once your billing info is saved.

4

Start quoting

Click Start Quote on the Programs page to open a new application and get real-time quotes instantly.

5

Set dates & bind

Open your quote, set the effective and expiry dates, and bind. Download your policy documents and invoices immediately.

Ready to quote a rented condo?

Set up your workspace and start rating, quoting, and binding online — or reach our online programs team for a hand getting started.

Create a Workspace Log In
Program Manager Nav Kaur Email onlineprograms@chutteruw.com Phone (236) 335-9891 · 1-888-382-6697 ext. 124