Chutter Underwriting Services has over 25 years of successful business operations and writes both Commercial Property and Casualty lines of insurance. On the property side, our key focus is Substandard Property, Inland Marine and Small to Medium sized property exposures. On the Casualty side, our main coverage includes: Primary Liability, Stand Alone Excess/Umbrella Liability, Commercial Excess Auto and within this past year have expanded our liability products and services with the addition of a Professional Liability facility. This includes a spread of E&O and Medical Malpractice products to service the needs of our brokers and our mutual clients. Our E&O products include those fit for Architects & Engineers, Design & Construction, Product Manufacturers & Distributors and Miscellaneous risks as well.
All policies are issued from our office on Canadian licensed A rated paper using our own broad wordings. We pay full commissions and have digital documentation. Chutter Underwriting Services is an independent underwriting firm, supported by our own underwriting agreements. We consider all accounts from low to high hazard including those with USA liability exposures. We have had excellent success since our inception and continue to grow with brokers right across the country. We pride ourselves on our excellent service and know you will be impressed by our fast quote turnaround. We do not waste your valuable time. When we receive relatively straightforward risks and all necessary information is included we can often turn those risks around within 24 to 48 hours. We will accept submissions in various formats (does not have to be on our app) and once we have quoted it is ready to bind.
Our liability market security includes some of the world's largest insurers. They carry financial strength ratings that are confirmed by A.M. Best and Fitch ratings agencies with A.M. Best at ‘A’ (excellent), and Fitch as ‘A+’ (strong). Standard & Poor’s rating is ‘A+’ (strong). This rating is applied to our insurers as a whole which represents over 80 syndicates.
The specific casualty syndicates that Chutter Underwriting Services uses have an arrangement in place for a local administrator who handles claims on behalf of insurers. Claims are reported and handled within Canada. This administrator has in-house claims handling authority on behalf of insurers. The administrator is based in Vancouver and in the event of a claim they would assign a local adjuster where the Insured is based to deal face to face on any claims to be adjusted. There is direct access to the administrator and contact information is provided with every policy and renewal issued.
For any other information you can contact us directly.